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How to buy a new house in Vefa? Â SeLoger New SeLoger New: real estate new

How to buy a new home in Vefa?

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Blandine Rochelle-March 12, 2018

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Are you determined to buy a house in VEFA (sale in future state of completion)? Discover the 5 steps to follow before acquiring your property!

Steps to acquire a new real estate

When purchasing in the new one, you have to make the payments as the work progresses. Find the key points to buy a new home:

1. Prepare your funding and choose your accommodation in VEFA

There are several options: you can turn to your current bank, run simulations with different institutions, or call on a broker to find the most advantageous offer for you. Once you know your ability to borrow, you can start looking for the right accommodation for you.

Good to know

The funding search phase will also allow you to find out if you are eligible for specific support, such as PTZ, which allows you to finance up to 40% of your accommodation in VEFA.

2. Proceed to the signing of the reservation contract

You found the new program ideal, so you're about to sign the reservation contract. Pay attention to certain points at the time of signing, as the content of the reservation contract is regulated by law and must therefore contain certain mandatory information, such as a detailed description of the future accommodation, a forecast price, a forecast date of signature of the contract of sale at the notary, a delivery date, as well as a technical annex describing the collective elements, materials used, etc. Similarly, you will have to deposit a security deposit to the promoter or seller in a blocked account at the notary or in a bank. Please note that this amount cannot exceed 5% of the sale price if the contract of sale is to be signed within one year and it cannot exceed 2% if the waiting period is between 1 and 2 years.

Good to know

How to buy a new home in Vefa? | SeLoger neuf SeLoger Neuf : immobilier neuf

Once the reservation contract has been signed, you will have a legal withdrawal period of 10 days to change your mind and cancel the contract. Once this deadline has passed, you will no longer be able to recover your security deposit.

3. You will have to sign the authentic deed of sale at the notary

The signing of the bill of sale serves as a contract of sale in the case of the purchase of a dwelling in VEFA, and it is done at the notary's office: this is the green light for the start of construction. Please note that this stage of the signing of the contract of sale is also regulated by law and must comply with a certain formalism. The agreed date must therefore be notified to you at least 1 month in advance, which should allow you time to compare the project to the reservation contract you have signed: the content of both documents must be strictly the same. If the signature is usually made at the promoter's or seller's notary, you can without hesitation be assisted by your own notary who will help you to see clearly, as any amendment to the final sales contract is a reason to terminate the contract, even after the withdrawal period has passed.

Good to know

The sale in VEFA is characterized by a staggered payment of the property, the funds being released according to the different stages of the construction, with specific percentages.

4. Your accommodation is ready to be delivered

At the time of delivery of your accommodation, you will finally discover your accommodation finished for good, as you imagined it. In any case, this is what we wish you to do, but for this step again, you have to be very attentive. At the time of signing the minutes, you will pick up one by one these items that you would like to see corrected or restored, which will allow you to reserve 5% of the sale price to see the repairs done quickly.

Good to know

If the repair work is not done quickly, you can ask the judge to release the 5% reserved in order to mandate the company of your choice who will carry out the work on behalf of the builder of the house.

5. Pass to the key handover!

You're finally home, the developer has given you the keys and you just have to settle down. Please note that if you notice any malfunctions or anomalies in the accommodation, which you have not identified during the delivery visit, you can still operate the various guarantees that apply:

SeLogerNeuf Council

If you identify an anomaly, contact the sponsor to request restoration, beginning with an amicable procedure, and then reformulate your request by registered mail with acknowledgement of receipt if you do not receive a satisfactory response.

Video: the key points of buying a New Home (VEFA)

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