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Home insurance: to reduce premiums, a group purchase is launched by Familles de France and Selectra

Home insurance: to reduce premiums, a group purchase is launched by Familles de France and Selectra

With this mobilization for a national joint purchase for home insurance, the Association Familles de France and Selectra, a company that supports consumers in the management of their bills, are not at their test. They have already made joint purchases of health insurance, electricity and gas. This time, they are attacking home insurance.

First national consolidated home insurance purchase

With this new joint purchase, Famille de France and Selectra hope to negotiate an exclusive home insurance offer on the market thanks to the strength of the number. The aim is to reduce the home insurance premium and negotiate the best possible guarantees. In order to do so, it is necessary to be numerous. Famille de France and Selectra therefore call for registration.

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Gérer mes choix

Tenants, owners: everyone is welcome

Participation in the group purchase is free of charge, without obligation and is done online.

Assurance habitation : pour réduire les primes, un achat groupé est lancé par Familles de France et Selectra

Tenants, owners, non-occupant owners living in a house or apartment, in a principal or secondary residence, anyone can register. Through this innovative operation, Familles de France and Selectra seek to offer housing solutions adapted to all profiles.

"the greater the number of participants, the more interesting the negotiated terms can be," the two partners point out.

How's it going to go?

Just register before the end of January 2022 on a dedicated page: https: / / selectra.info / insurance / buying-group-dwelling / pre-registration

Once pre-registration has been completed, a call for bids will be sent to the insurers. Selectra and the French families will then negotiate the most interesting offer possible.

Once the winning offer is selected, it will be sent to pre-registered candidates, who will be totally free to subscribe or not.

The aim is to reduce the amount of premiums

This group purchase will make it possible to negotiate discounts on insurance premiums for participants (months offered or percentages of discount) while guaranteeing them the best coverage according to their profile, assures Familles de France. The two partners hope to gather thousands of participants for this unprecedented operation in France.

In 2020, according to Familles de France, "the average price of home insurance was around €216 per year for an apartment and €372 per year for a house. Between 2008 and 2017, inflation rose by 9 °% while the price of home insurance rose by 34%. This trend will certainly increase in 2022 due to the multiplication and severity of climatic events, which disrupt the balance between the collection of contributions and the payment of claims for insurers."

Accompaniment will be offered to the participants

The two partners also propose to those who join the operation, to be accompanied in order to better understand their contract, the guarantees that make up it and the reimbursements to which they are entitled in the event of a disaster.

They specify that in insurance, each contract is individual, tailored to the needs of each individual. She wants to get the best repayment guarantees, eliminate unnecessary guarantees and adapt the contract to her profile.

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