Can we negotiate its bank charges?The 8 p.m. answers you

By fashionlifeshopping 27/01/2023 698 Views

Since the start of the health crisis, the news of TF1 has passed the questions of viewers every night in "The 8 pm answers you".On the menu of the day: Can I negotiate my bank charges?Can I change bank as often as I want?Is there always insurance included with my bank card?Garance Pardigon answers these questions about the Gilles Bouleau plateau.

Can I negotiate my bank charges?

Peut-on négocier ses frais bancaires ? Le 20H vous répond

A bank fixes its freely prices.But you can always try to have a discount, especially for punctual fees.For example, you can request the refund of agios following an exceptional overdraft or a payment made abroad.Be aware that a number of fees are capped.For example, it's 8 euros maximum for an overdraft.

In terms of negotiations, the bank's response depends on the customer's head.Or rather your bank "seriousness": are you often uncovered?Is your spouse too customer of the bank?But do not dream ... Even if you are a serious and faithful customer, you will find it difficult to obtain a half -price bank card.

Also note that online banks are harder in business ... As most of their services are free, they are caught up on certain costs, the online comparator says Selectra.

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