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Purchase of a new or used car: what precautions to buy well?

After a year 2020 disaster, with a decline of 25.5%, the new cars market went upwards, but well below the levels of 2019 and 2018.The opportunity to do good business?Yes...Provided you opt for a model in stock or to arm yourself with patience: the shortage of electronic components has lengthened several months the delivery time of a large number of vehicles.The second -hand market is doing well.

Buy a new car

Petrol, the choice of reason

Electric, hybrid, petrol or diesel?With a new or used electric vehicle (acquired within 45.000 €), you can count on an ecological bonus of 6.000 €, to which, according to your income, 5.000 € of conversion bonus if you get rid of an old vehicle.But it is also necessary to count with a discount with the resale much higher than that of the equivalent petrol models.Going to the electric is therefore rather possible as part of a rental with purchase option (LOA or Leasing).The same reasoning is worth for hybrid models, especially since they only benefit From 1.000 € of bonuses, under conditions.As for diesel, it may soon be banished From a number of cities.It therefore seems logical to turn to petrol models, less expensive to buy and equipped with small sober engines.

To know.Subject to sporting the Crit’Air 1 sticker, petrol cars are eligible for 1.€ 500 or 3.000 € (according to your income) From Prime to conversion.They should be sold, in view of the development of the regulations.

Up to 4.€ 500 of the manufacturer's premium

It becomes difficult to negotiate a price with dealers, because their margins are increasingly reduced.On the other hand, manufacturers regularly offer promotion campaigns, "premiums" intended to replace the aid of the public authorities.Thus, if your old vehicle is not eligible for conversion bonus, you can nevertheless hope that it is resumed, whatever its condition, against a discount of 2.000 € to 4.€ 500, depending on the new target model.

Credit, find the best offers

Achat d'une voiture neuve ou d'occasion : quelles précautions pour bien acheter ?

To boost sales at half mast, manufacturers regularly offer, via their financial subsidiaries, credit offers at broken prices - TAEG going under the bar of 1%.If you are not in a hurry, watch for these recurring but limited time (4 to 6 weeks) promotions.And tell your bank advisor, he may have a competing offer to make you...

Aids to assess well

Bonus, bonus, penalty...To allow everyone to see more clearly, the Ministry of Ecological Transition offers a simulator to assess the amount of public aid to which you can claim by changing your vehicle.On Primeaconversion.gouv.Fr.

Buy a used car

A "second hand" market always very active

Despite the health crisis, nearly 5.6 million vehicles changed their hands in 2020, or only 200.000 less than in 2019, record year for the second -hand market.In order to be sure to make the right choice, do not hesitate to take the time to find the right price of a vehicle, and to verify the information provided by the seller, by being helped if necessary.

At a professional, for the warranty

Buying a used vehicle From a professional costs 10 to 20% more than with an individual, but, in return, you benefit From a legal guarantee of conformity, applicable for two years, and even automatic atCourse of the first six months.During this period, any defect is presumed to have existed at the time of the transaction and allows the buyer to require the repair of the automobile, or even the cancellation of the sale.The used labels of the manufacturers (Renault Guaranteed Gold, Spoticar for Peugeot, Opel and Citroën, etc..) imply that the cars have been the subject of a complete revision and are accompanied by a commercial warranty ranging From 6 to 36 months and sometimes assistance 24 hours a day.

Between individuals, find the right price

There are almost as many used ratings as specialized magazines or websites.And the differences are sometimes important.On the web, width.Fr édite la cote référence des professionnels qui rachètent ou reprennent les véhicules des particuliers.The courses displayed are therefore rather low.The power plant.Fr constitue l’exemple inverse, en calculant une cote plus généreuse pour les vendeurs particuliers.The real market price is therefore most often between these two estimates.With equivalent data (model, vintage, mileage), consult a large number of announcements, including on generalist sites like Le Bon Coin, to assess what the fairest price would be.

Be accompanied by an expert

For more security, you have the possibility of calling on an authorized expert in order to scrutinize the car that you covet and detect any faults that would escape you.In many cases, this intervention makes it possible to lower the sale price From 10 to 15%.The members of the Independent Automobile Syndicate (Seai.eu) and the National Alliance of Automobile Experts (Anea.Fr) facturent ces prestations entre 150 et 350€, en fonction du niveau d’investigation demandé.Specialized sites, such as Carizy.com, expert.Fr, Bca.Fr ou Reezocar.com, offer the same service, for a commission of 5 to 6% on the sale price of the vehicle.

Mileage, sensitive data

Each slice of 10.000 km less on the meter of a car increases its resale price by 1.000 €. De quoi tenter les Fraudeurs...Especially since today, electronics facilitate this manipulation.The cheating would concern one in five used car in France. La plateforme officielle Histovec indique le kilométrage relevé lors des contrôles techniques, mais cela ne permet pas de repérer toutes les Fraudes.Some paid sites (10 to 25 €), such.com and carvertical.com, use algorithms to estimate a probable mileage, but again without real certainty. Attention en particulier aux achats transFrontaliers en provenance d’Allemagne ou de Belgique.

Track the vehicle history

Technical data, date of first registering, possible accidents and repairs subject to expertise...All this info is available on historical.interior.gouv.Fr.Only the owner of the vehicle has access to it.Ask him to communicate the codes to you to consult them.He refuses or offers you to transmit them himself?Go your way.

Read also :

⋙ Used car: How to buy without being wrong?

⋙ My car bought used has a big defect.What to do ?

⋙ What if I bought my used car online?

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